:root {
  --ink: #111820;
  --ink-2: #172536;
  --ink-3: #203344;
  --line: #2e4657;
  --accent: #7dd3fc;
  --accent-2: #38bdf8;
  --paper: #f7fafc;
  --paper-2: #eaf1f6;
  --muted: #9fb4c3;
  --text: #f7fbff;
  --body: #d7e4ec;
  --body-dark: #314557;
  --max: 1180px;
  --radius: 8px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  line-height: 1.55;
}

a {
  color: inherit;
  text-decoration: none;
}

img,
svg {
  max-width: 100%;
  display: block;
}

.site-shell {
  min-height: 100vh;
  background: var(--paper);
}

.dark-shell {
  background: var(--ink);
  color: var(--text);
}

.container {
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(17, 24, 32, 0.93);
  border-bottom: 1px solid rgba(125, 211, 252, 0.16);
  backdrop-filter: blur(16px);
}

.header-inner {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
}

.brand img {
  width: 230px;
  height: auto;
}

.nav-toggle {
  display: none;
  width: 42px;
  height: 42px;
  border: 1px solid rgba(125, 211, 252, 0.35);
  background: transparent;
  color: var(--text);
  border-radius: 6px;
  cursor: pointer;
}

.nav-toggle span {
  display: block;
  width: 18px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
}

.nav {
  display: flex;
  align-items: center;
  gap: 22px;
  color: #c5d6e0;
  font-size: 14px;
  font-weight: 620;
}

.nav a {
  padding: 8px 0;
  border-bottom: 2px solid transparent;
}

.nav a:hover,
.nav a[aria-current="page"] {
  color: var(--text);
  border-color: var(--accent);
}

.nav .nav-action {
  padding: 10px 15px;
  color: #10202c;
  background: var(--accent);
  border-radius: 6px;
  border: 0;
}

.hero {
  min-height: calc(100vh - 76px);
  display: flex;
  align-items: center;
  padding: 88px 0 70px;
  background:
    linear-gradient(90deg, rgba(17, 24, 32, 0.95) 0%, rgba(17, 24, 32, 0.82) 42%, rgba(17, 24, 32, 0.45) 100%),
    linear-gradient(180deg, rgba(17, 24, 32, 0.52), rgba(17, 24, 32, 0.96)),
    url("assets/global-payment-network.png") center right / cover no-repeat,
    #111820;
}

.hero-grid {
  display: grid;
  grid-template-columns: 0.86fr 1.14fr;
  gap: 74px;
  align-items: center;
}

.hero-copy {
  padding-left: 24px;
  border-left: 2px solid var(--accent);
}

.hero h1 {
  max-width: 610px;
  margin: 0 0 22px;
  font-size: clamp(42px, 5.6vw, 68px);
  line-height: 0.98;
  letter-spacing: 0;
  font-weight: 820;
}

.hero p {
  max-width: 570px;
  margin: 0;
  color: #c4d5df;
  font-size: 18px;
}

.hero-actions,
.section-actions {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 30px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 18px;
  border-radius: 6px;
  border: 1px solid rgba(125, 211, 252, 0.35);
  font-size: 14px;
  font-weight: 760;
  color: var(--text);
}

.button.primary {
  border-color: transparent;
  color: #10202c;
  background: var(--accent);
}

.button:hover {
  transform: translateY(-1px);
}

.process-panel {
  border-top: 1px solid var(--line);
  background: rgba(17, 24, 32, 0.58);
  padding: 8px 22px;
  border: 1px solid rgba(125, 211, 252, 0.18);
  border-radius: 8px;
  backdrop-filter: blur(12px);
}

.process-row {
  display: grid;
  grid-template-columns: 52px 105px 1fr;
  gap: 18px;
  padding: 20px 0;
  border-bottom: 1px solid var(--line);
  align-items: start;
}

.process-row span:first-child {
  color: var(--accent);
  font-weight: 820;
}

.process-row strong {
  display: block;
  margin-bottom: 4px;
  color: var(--text);
  font-size: 18px;
}

.process-row p {
  margin: 0;
  color: var(--muted);
}

.icon-badge {
  width: 42px;
  height: 42px;
  display: inline-grid;
  place-items: center;
  border: 1px solid rgba(125, 211, 252, 0.35);
  border-radius: 8px;
  color: var(--accent);
  background: rgba(125, 211, 252, 0.08);
}

.icon-badge svg {
  width: 24px;
  height: 24px;
  stroke: currentColor;
  fill: none;
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.hero-disclaimer {
  margin-top: 42px;
  padding-top: 18px;
  border-top: 1px solid rgba(125, 211, 252, 0.14);
  color: #91a7b5;
  font-size: 12px;
}

.band {
  padding: 92px 0;
}

.band.dark {
  background: var(--ink);
  color: var(--text);
}

.band.light {
  background: var(--paper);
  color: var(--ink);
}

.band.alt {
  background: var(--paper-2);
  color: var(--ink);
}

.section-head {
  max-width: 760px;
  margin-bottom: 44px;
}

.section-head h2,
.page-title h1 {
  margin: 0 0 14px;
  font-size: clamp(34px, 4vw, 56px);
  line-height: 1.05;
  letter-spacing: 0;
}

.section-head p,
.page-title p {
  margin: 0;
  color: var(--body-dark);
  font-size: 18px;
}

.dark .section-head p,
.dark .page-title p {
  color: #c4d5df;
}

.rail-list {
  display: grid;
  gap: 0;
  border-top: 1px solid rgba(46, 70, 87, 0.7);
}

.rail-item {
  display: grid;
  grid-template-columns: 160px 1fr;
  gap: 28px;
  padding: 26px 0;
  border-bottom: 1px solid rgba(46, 70, 87, 0.7);
}

.rail-item .num {
  color: var(--accent-2);
  font-weight: 820;
}

.rail-item h3 {
  margin: 0 0 8px;
  font-size: 24px;
}

.rail-item p {
  margin: 0;
  color: var(--body-dark);
}

.dark .rail-item p {
  color: var(--muted);
}

.split-section {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 56px;
  align-items: start;
}

.statement {
  padding-left: 20px;
  border-left: 2px solid var(--accent);
}

.statement h2 {
  margin: 0 0 16px;
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.06;
}

.statement p {
  margin: 0;
  color: var(--body-dark);
  font-size: 18px;
}

.dark .statement p {
  color: #c4d5df;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.info-card {
  min-height: 230px;
  padding: 26px;
  border: 1px solid rgba(46, 70, 87, 0.35);
  border-radius: var(--radius);
  background: #fff;
}

.dark .info-card {
  background: var(--ink-2);
  border-color: rgba(125, 211, 252, 0.14);
}

.info-card h3 {
  margin: 0 0 12px;
  font-size: 22px;
}

.info-card p {
  margin: 0;
  color: var(--body-dark);
}

.info-card .icon-badge {
  margin-bottom: 18px;
  color: #0f6c88;
  background: #eefaff;
  border-color: #b7e6f8;
}

.dark .info-card .icon-badge {
  color: var(--accent);
  background: rgba(125, 211, 252, 0.08);
  border-color: rgba(125, 211, 252, 0.2);
}

.story-panel {
  min-height: 360px;
  border-radius: 8px;
  border: 1px solid rgba(125, 211, 252, 0.18);
  background:
    linear-gradient(180deg, rgba(17, 24, 32, 0.1), rgba(17, 24, 32, 0.92)),
    url("assets/global-payment-network.png") center / cover no-repeat;
}

.dark .info-card p {
  color: var(--muted);
}

.page-hero {
  padding: 90px 0 70px;
  background:
    linear-gradient(90deg, rgba(17, 24, 32, 0.96), rgba(17, 24, 32, 0.78)),
    linear-gradient(180deg, rgba(17, 24, 32, 0.68), rgba(17, 24, 32, 0.96)),
    url("assets/global-payment-network.png") center right / cover no-repeat,
    var(--ink);
  color: var(--text);
}

.page-title {
  max-width: 860px;
  padding-left: 22px;
  border-left: 2px solid var(--accent);
}

.page-hero .page-title p {
  color: #c4d5df;
}

.legal-page {
  padding: 70px 0;
}

.legal-content {
  max-width: 880px;
  margin: 0 auto;
  color: #243647;
}

.legal-content h2 {
  margin: 42px 0 12px;
  font-size: 26px;
}

.legal-content p,
.legal-content li {
  color: #344a5b;
}

.legal-content a {
  color: #0a6b8d;
  text-decoration: underline;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 44px;
  align-items: start;
}

.contact-form {
  display: grid;
  gap: 16px;
  padding: 28px;
  border: 1px solid #d4e0e8;
  border-radius: var(--radius);
  background: #fff;
}

.contact-form-embed {
  padding: 14px;
}

.zoho-contact-frame {
  width: 100%;
  min-height: 620px;
  border: 0;
  border-radius: 6px;
  background: #fff;
}

.field {
  display: grid;
  gap: 7px;
}

label {
  color: #263a48;
  font-size: 13px;
  font-weight: 760;
}

input,
select,
textarea {
  width: 100%;
  min-height: 46px;
  padding: 11px 12px;
  border: 1px solid #c8d7e1;
  border-radius: 6px;
  color: var(--ink);
  background: #fff;
  font: inherit;
}

textarea {
  min-height: 130px;
  resize: vertical;
}

.form-note,
.status {
  color: #526a7c;
  font-size: 13px;
}

.public-contact {
  display: grid;
  gap: 12px;
  margin-top: 26px;
  padding: 20px;
  border: 1px solid #cfe0ea;
  border-radius: 8px;
  background: #fff;
}

.public-contact h3 {
  margin: 0;
  font-size: 20px;
}

.public-contact p {
  margin: 0;
  color: #344a5b;
}

.public-contact a {
  color: #0a6b8d;
  font-weight: 760;
  overflow-wrap: anywhere;
}

.status {
  padding: 12px;
  border: 1px solid #b8e2f5;
  border-radius: 6px;
  background: #eefaff;
}

.site-footer {
  padding: 44px 0;
  background: #0d141c;
  color: #9fb4c3;
}

.footer-inner {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 40px;
  align-items: start;
}

.footer-brand img {
  width: 230px;
  margin-bottom: 16px;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 14px 20px;
  font-size: 13px;
}

.footer-disclaimer {
  grid-column: 1 / -1;
  padding-top: 24px;
  border-top: 1px solid rgba(125, 211, 252, 0.13);
  font-size: 12px;
}

@media (max-width: 920px) {
  .container {
    width: min(var(--max), calc(100% - 28px));
  }

  .nav-toggle {
    display: block;
  }

  .nav {
    position: absolute;
    left: 14px;
    right: 14px;
    top: 76px;
    display: none;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 12px;
    background: #111820;
    border: 1px solid rgba(125, 211, 252, 0.18);
    border-radius: 8px;
  }

  .nav[data-open="true"] {
    display: flex;
  }

  .nav a {
    padding: 12px;
  }

  .hero-grid,
  .split-section,
  .contact-grid,
  .footer-inner {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
    padding: 72px 0 58px;
  }

  .hero-grid {
    gap: 46px;
  }

  .process-row,
  .rail-item {
    grid-template-columns: 1fr;
    gap: 8px;
  }

  .cards-grid {
    grid-template-columns: 1fr;
  }

  .footer-links {
    justify-content: flex-start;
  }
}

@media (max-width: 560px) {
  .brand img,
  .footer-brand img {
    width: 190px;
  }

  .hero h1 {
    font-size: 40px;
  }

  .hero-copy,
  .page-title,
  .statement {
    padding-left: 16px;
  }

  .band {
    padding: 64px 0;
  }

  .page-hero {
    padding: 68px 0 54px;
  }

  .contact-form {
    padding: 20px;
  }

  .contact-form-embed {
    padding: 10px;
  }

  .zoho-contact-frame {
    min-height: 700px;
  }
}

@media print {
  .site-header,
  .nav-toggle,
  .site-footer {
    display: none;
  }

  body {
    background: #fff;
    color: #000;
  }

  .page-hero {
    background: #fff;
    color: #000;
    padding: 20px 0;
  }
}